Funding Programs

Business Funding
That Fits Your Reality

Every program we offer is built around one question: what does this specific business actually need? Not what fits a template. What fits you.

Funding Range
$10K–$500K
Working Capital Loans
Working Capital

Working Capital Loans

Working capital is the lifeblood of daily operations. Whether you're managing payroll through a slow month, restocking inventory before a busy season, or covering an unexpected expense, working capital financing keeps your business moving without disrupting your long-term strategy.

Unlike banks that require years of financial history and extensive collateral, we evaluate your business on its actual performance and trajectory — giving more businesses access to the capital they need to sustain and grow.

Funding Amount
$10,000 – $500,000
Decision Speed
As fast as 24 hours
Time in Business
6+ months
Monthly Revenue
$10,000+ preferred
Apply for Working Capital
Asset-Based
Equipment Financing
Machinery · Technology · Vehicles
Equipment Financing

Equipment Financing

Your equipment is your productivity. Whether you're a contractor who needs a new excavator, a restaurant outfitting a commercial kitchen, or a logistics company expanding its fleet, equipment financing lets you acquire productive assets without depleting your working capital.

Because the equipment itself serves as collateral, we can often offer more favorable terms than general business loans — and structure repayment around the productive life of the asset and your actual revenue cycle.

Funding Amount
$5,000 – $500,000
Use of Funds
New or used equipment
Collateral
Equipment secures the loan
Term
Structured to asset life
Apply for Equipment Financing
Repayment Model
Revenue-Based
Scales with your performance
Revenue-Based Financing

Revenue-Based Financing

Revenue-based financing is designed for businesses with consistent revenue but variable cash flow. Rather than fixed monthly payments that ignore your business reality, repayment is structured as a percentage of your actual revenue — so when your business has a slower month, your payment is smaller.

This is capital that truly aligns with how your business works. No fixed payment stress during off-seasons. No penalties for slower periods. Your financing works with your business model, not against it.

Funding Amount
$10,000 – $500,000
Repayment
% of monthly revenue
Best For
Seasonal businesses
Revenue Requirement
$15,000+/month preferred
Apply for Revenue-Based Financing
Advance Rate
Up to 90%
of invoice value, same day
Invoice Financing

Invoice Financing

If your business operates on net-30, net-60, or net-90 payment terms, you already know the cash flow strain that comes with waiting. Invoice financing converts your outstanding invoices into immediate working capital — so you're not financing your clients' operations at the expense of your own.

Rather than taking on new debt, you're accessing capital that's already owed to you. This is one of the cleanest, most efficient financing tools available to businesses with B2B revenue streams.

Advance Rate
Up to 90% of invoice
Best For
B2B businesses
Speed
Same to next business day
Collateral
Invoices serve as collateral
Apply for Invoice Financing
Revolving
Line of Credit
Draw · Repay · Repeat
Business Line of Credit

Business Line of Credit

A business line of credit gives you standing access to capital without requiring you to take out a new loan each time you need funds. Draw what you need, when you need it. Repay on your schedule. As you repay, your available credit restores — giving you an ongoing capital resource to draw from.

This is the right tool for businesses that want flexibility over certainty — those who want capital ready when opportunity or unexpected need arises, without carrying the interest burden of a lump-sum loan they don't need all at once.

Credit Limit
$10,000 – $250,000
Draw As Needed
Pay interest on draws only
Revolving
Credit restores as you repay
Best For
Ongoing capital needs
Apply for Line of Credit
Do You Qualify?

General Qualification Criteria

We look at the full picture — not just the obvious metrics. If you're not sure you qualify, apply anyway and let's talk.

Time in Business

Most programs require at least 6 months of operating history. Newer businesses may qualify for select programs.

Monthly Revenue

A demonstrated revenue history helps us understand your capacity. Minimum varies by program — contact us to discuss your situation.

Business Type

We fund most US business entity types including LLCs, corporations, partnerships, and sole proprietorships.

Location

We lend to businesses operating anywhere in the United States. Based in Phoenix, but our reach is national.

Not sure which program
is right for you?

Apply and we'll find the right fit. No obligation, no hard credit pull to discuss options.

Apply Now